Mouthwatering Millionaire Pie

Mouthwatering Millionaire Pie layers a buttery graham crust with a light, fluffy filling of condensed milk, whipped cream, crushed pineapple, coconut, and pecans for a nostalgic, summer-friendly dessert that sets beautifully in the fridge.
Also known as Million Dollar Pie, it’s quick to assemble, easy to customize with cherries or citrus, and perfect for potlucks, holidays, and warm-weather gatherings.

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Mouthwatering Millionaire Pie topped with whipped cream, toasted coconut, and pecans, a creamy no-bake dessert filled with pineapple, coconut, and pecans.
Lucy C. Frakes

Mouthwatering Millionaire Pie

A nostalgic no-bake dessert packed with creamy condensed milk, whipped cream, crushed pineapple, coconut, and pecans. Known as Million Dollar Pie, this easy, summer-friendly treat sets beautifully in the fridge and is perfect for holidays, potlucks, or any warm-weather gathering.
Prep Time 20 minutes
Total Time 8 hours 20 minutes
Servings: 8 slices
Course: Dessert, No-Bake Pie
Cuisine: American, Southern-inspired
Calories: 520

Ingredients
  

  • 1 3/4 cups graham cracker crumbs (175 g)
  • 2 tbsp granulated sugar
  • 5–6 tbsp unsalted butter, melted (70–85 g)
  • 14 oz sweetened condensed milk (397 g)
  • 1/4 cup fresh lemon juice (60 ml)
  • 8 oz crushed pineapple, well drained and patted dry (226 g)
  • 1 1/2 cups sweetened shredded coconut
  • 3/4 cup chopped pecans, lightly toasted if desired (60 g)
  • 3/4 cup cold heavy cream, whipped to stiff peaks (or 1 1/2 cups whipped topping)
  • 1/2 cup maraschino cherries, chopped and drained (optional)
  • whipped cream or whipped topping, for garnish
  • toasted coconut and pecan halves or pieces, for garnish
  • extra maraschino cherries, for garnish (optional)

Equipment

  • Mixing bowls
  • whisk
  • rubber spatula
  • electric mixer or whisk for cream
  • 9-inch pie plate
  • measuring cups and spoons

Method
 

  1. Stir graham cracker crumbs, sugar, and melted butter until the mixture looks like wet sand with no dry patches. Press firmly into the bottom and sides of a 9-inch pie plate and chill while preparing the filling.
  2. In a large bowl, whisk condensed milk and lemon juice until slightly thickened to create a creamy base with balanced sweetness and brightness.
  3. Fold in well-drained crushed pineapple, coconut, and chopped pecans, adding optional cherries if using. Mix just until evenly dispersed.
  4. Whip cold heavy cream to stiff peaks, then gently fold a quarter into the fruit mixture to lighten, followed by the remainder, keeping as much air as possible for a fluffy set.
  5. Spoon the filling into the chilled crust, smooth the top, cover, and refrigerate at least 8 hours or overnight until sliceable and set.
  6. Before serving, top with whipped cream, toasted coconut, pecans, and cherries for garnish. Slice cold with a sharp knife.

Notes

Drain fruit thoroughly to ensure a firm, sliceable pie. For variation, add maraschino cherries or swap lemon juice with lime for a tropical twist. Toasting nuts and coconut adds depth and crunch. Use freshly whipped cream for a lighter texture, though whipped topping works in a pinch. Chill overnight for the best set and clean slices.

Recipe card

  • Prep time: 20 minutes active.
  • Chill time: 8 hours to overnight.
  • Total time: 8 hours 20 minutes.
  • Yield: 1 standard 9-inch pie.
  • Servings: 8 to 10 slices.

Ingredients

Crust :

  • 1 3/4 cups graham cracker crumbs (175 g).
  • 2 tablespoons granulated sugar.
  • 5 to 6 tablespoons unsalted butter, melted (70–85 g), adjust for a pressable texture.

Filling :

  • 14 ounces sweetened condensed milk (397 g).
  • 1/4 cup fresh lemon juice (60 ml), about 2 medium lemons.
  • 8 ounces crushed pineapple, well drained and patted dry (226 g).
  • 1 1/2 cups sweetened shredded coconut (or use 1/2 cup unsweetened for a less-sweet profile).
  • 3/4 cup chopped pecans, lightly toasted if desired (60 g).
  • 3/4 cup cold heavy cream, whipped to stiff peaks, or 1 1/2 cups whipped topping.
  • Optional mix-in: 1/2 cup chopped, well-drained maraschino cherries for color and extra sweetness.

Garnish :

  • Lightly sweetened whipped cream or whipped topping.
  • Toasted coconut and pecan halves or pieces.
  • Extra maraschino cherries, well drained (optional).

Instructions

  1. Stir graham crumbs, sugar, and melted butter until the mixture looks like wet sand with no dry patches, then press firmly into the bottom and up the sides of a 9-inch pie plate and chill while preparing the filling.
  2. In a large bowl, whisk condensed milk and lemon juice until slightly thickened to create a creamy base with balanced sweetness and brightness.
  3. Fold in well-drained crushed pineapple, coconut, and chopped pecans, adding optional cherries if using, and mix just until evenly dispersed.
  4. Whip cold heavy cream to stiff peaks, then gently fold a quarter into the fruit mixture to lighten, followed by the remainder, keeping as much air as possible for a fluffy set.
  5. Spoon the filling into the chilled crust, smooth the top, cover, and refrigerate at least 8 hours or overnight until sliceable and set.
  6. Before serving, add swirls of whipped cream and finish with toasted coconut, pecans, and optional cherries for color and crunch, then slice cold with a sharp knife.

Tips and variations

  • Drain fruit thoroughly and pat dry to avoid a loose, soupy filling that won’t slice cleanly.
  • For a time-saver, use a store-bought graham crust, or bake a homemade crust for 10 minutes and cool fully for extra structure and a lightly toasted flavor.
  • Lime juice can replace lemon juice, and optional chopped maraschino cherries add sweetness and a pink hue if desired.
  • Toast nuts and coconut for deeper flavor and a subtle crunch that contrasts the creamy filling.
  • Whipped topping is acceptable for convenience, though freshly whipped cream yields a lighter texture; whip to fairly firm peaks for the best hold.

Serving and storage

Serve well chilled for the cleanest slices, and consider an overnight set for a bakery-style finish that holds shape on the plate.
Keep covered and refrigerated up to 4 days, or freeze well-wrapped for up to 3 months and thaw in the fridge before serving, noting that no-bake pies have a shorter fresh window due to dairy.

Frequently asked questions

Can this pie be frozen and sliced cleanly later?

Yes, freeze up to 3 months, then thaw in the refrigerator; slice slightly chilled for neat wedges.

What if whipped cream is tricky to whip?

Use whipped topping as an easy alternative, or chill bowl and beaters and whip cream to stiff peaks for best structure.

Why is draining fruit so important?

Excess moisture compromises the set, so removing as much juice as possible keeps the filling creamy and sliceabl